I'm a Financial Economists at the Office of the Comptroller of the Currency, and I got my Ph.D. in Economics from the Ohio State University. My fields of specialization are Empirical IO, Applied Econometrics, and Economic History.
My primary research interests lie mainly in building and testing models that allow us to better understand the dynamic effects that informational frictions have on consumer behavior with a special interest in search and the use of online tools and platforms. My current research in this area focuses on the influence that geography has on lender behavior in online peer-to-peer loan markets and estimating consumer search cost distributions.
Another strand of my research aims to better understand the well documented medical fact that under-nutrition during gestation as well as in early childhood followed by a rapid improvement in the nutrition state induces permanent changes in children's physical development that has long term negative impacts on later adult health outcomes like heart disease, diabetes, and stroke. This situation is particular common when communities experience rapid income growth after generations of poverty. My work with Richard Steckel on this issue has been highlighted by the Washington Post and the Chicago Tribune.